One app to send money.
Send and receive money worldwide at the lowest fees. Pay bills instantly, buy airtime, manage business payments, and accept payments with QR codes — all from one secure app. Bank-grade security. Real exchange rates. No hidden charges.
Your money. Your phone. Always in control.
Send, receive, pay bills, top up airtime — all in a clean, simple interface designed for everyone.
Everything you need,
nothing you don't.
All the tools to manage your money without hidden fees or fine print.
Send Money
Transfer to anyone, anywhere. Low fees — among the most affordable rates available.
Pay Bills
Utilities, phone bills, subscriptions — pay directly from the app. Always free.
Buy Airtime
Top up your phone or send airtime to loved ones instantly.
Receive Money
Get paid by anyone with just your phone number. Arrives instantly.
Bank-Level Security
Encryption and multi-factor authentication. Always safe.
24/7 Support
Reach our team anytime. Toll-free or in-app chat.
Account types
Accept payments,
grow your business.
From scan-to-pay QR codes to bulk payments, Sunu Pay gives your business the tools to move money faster. Lower fees, instant settlement, and a dashboard built for owners.
Open Business Account
Send money home,
effortlessly.
Whether you're supporting family abroad or splitting costs with friends, Sunu Pay makes it simple. Send money to any mobile number — no bank details needed.
Open Personal AccountUp and running
in three steps.
Download the App
Available on iOS and Android. Free on the App Store and Google Play.
Create Your Account
Sign up with your phone number. Verify in minutes.
Start Sending
Add money and send to anyone, anywhere. No bank account required.
Ready to send your
first transfer?
Be among the first to experience a smarter way to move money.